Janice Johnson

Autumn is upon us, the nights are drawing in and we’re begrudgingly packing away our shorts and flip-flops for another year in place of cosy jumpers, winter coats and knitted scarves. Whilst autumn has its upsides, tho...

The Average Clause is a concept in insurance that's crucial to understand, particularly when insuring buildings. Here's a simplified breakdown: What is the Average Clause? The Average Clause is a condition in your...